How to become a microinvestor: 5 Apps to invest

Microinvestments, investments of small amounts of money with the idea of ​​obtaining a small return in the short term, have become a new model of personal financing that, in times of crisis, has managed to challenge the model of traditional banking. This new form of investment helps us to be able to save money without having to be experts in the investment sector, in order to achieve goals such as starting a small business; pay a mortgage; a wedding or a trip.

To take our first steps into this world, various applications have been developed to invest and earn money in a simple way. These apps allow us to start investing very small amounts of money, derived from our income, in order to achieve a satisfactory return in the short term.

Some of the best apps to invest and plan our fixed income are:

1.Bloomberg

One of the best applications to invest intelligently, since it allows you to find updated financial information with innovative data from the most important companies in the sector. Likewise, this app shows you both market trends and the evolution of currencies and bonds through watch lists.

Similarly, Bloomberg keeps you on top of your personal finances and gives you real-time monitoring of values. This, so that you can make better decisions when investing in the companies of your interest.

2. Fintonic

This financial application is recognized by Google as "the best finance app" for providing personalized digital advice. To achieve this, Fintonic organizes all your financial movements through tables and evaluates them by means of scores that help you better control your expenses.

Also, this app allows you to synchronize your bank accounts so that you can keep track of your daily income and expenses, as well as savings recommendations.

3. Robin Hood

One of the best applications to invest and earn money without having to be an expert. This application is mainly focused on micro-investors who want to start investing easily, without prior knowledge.

To achieve this, Robin Hood allows the purchase and sale of shares without having to pay the commission of each transaction: a unique benefit that sets it apart from the rest. In addition, this application prepares you to know how the markets are quoted in real time through reports with personalized graphs.

It is important to mention that all activities carried out in Robin Hood are encrypted and stored to protect user information. As if this were not enough, it also guides you with tips on how you can invest and helps you set a limit on each investment to avoid losing all your money.

4. Plus500

This is another of the applications to invest for the first time without having experience in the stock market. It is known in the market for guiding you through investment simulations with real data, which help you know how to invest in the stock market.

This way, you can start with play money that prepares you during the process as an investor. In addition, Plus500 is a training app that alerts you about prices so you can know how the market values ​​are to buy or sell.

Once you decide to formally start investing with real stocks, this app helps you transact currencies and commodities.

5. Acorns

Lastly there is Acorns, one of the best apps to invest as a new micro-investor. This application is characterized by investing small amounts of money from the expenses you make; which makes it a very simple and innovative saving tool.

The main function of Acorns is to automatically round up the purchases you make, in order to save and invest that extra amount of money. This investment is made through fund portfolios that are managed by professionals from the banking sector.

To achieve this, you must connect your credit and debit card(s) with the application.

As you can see, each of these investing apps works as a new form of financial education to manage our money responsibly. And the most important; They manage to create an investment fund for our future.

How would you like to start making your first microinvestments? Do you find in any of these financial applications an ally for your future investment?